Top 5 Ways to Stop a Property Tax Sale Before It's Too Late

Falling behind on property taxes can feel overwhelming—especially when the county threatens to auction off your property. The good news? You still have options. The bad news? You probably need to move quickly. In this post, we’ll walk you through the top 5 ways to stop a property tax sale so you can protect your home, land, or inherited property before it’s too late. 1. Set Up a Payment Plan with the County

Most counties offer installment agreements or payment plans to help delinquent property owners catch up on taxes. This can stop the sale process entirely if you stay current. Contact your local tax assessor’s office as soon as you receive notice of delinquency.

Tip: If you have defaulted on a previous payment, most counties will not allow a second one.

2. Apply for a Tax Deferral or Exemption

If you’re a senior citizen, disabled, or a veteran, you may qualify for a tax deferral or exemption. These programs sometimes pause collections, reduce the amount owed, or even eliminate your liability.

Important: Every state has different qualifications. Look up your county’s guidelines or consult with the county treasurer's office.

3. Redeem the Property During the Redemption Period

In many states, even after the auction occurs, there is a redemption period where the original owner can pay back taxes, fees, and interest to get the property back.

Don’t wait too long. Redemption periods are usually limited to 6–12 months. This option is not ideal - you should seek help from us first.

4. Contact your Local Church, Friends and Family.

If you are a member of a local church, sometimes there are programs to help the needy with bills. That might be an option along with friends and family.

Not a long : This is a bandaid, not a solution. You should have the problem solved before you dig yourself out of the bill. 5. Sell the Property Before the Auction

If catching up on taxes isn’t realistic, consider selling the property before the tax sale date. You may be able to cash out your equity and avoid losing the property entirely.

Option: A fast sale to an experienced investor can help if you’re under time pressure. most title companies need a minimum of 30 days to close a traditional sale.

🚨 Don’t Wait Until It’s Too Late Once the tax sale happens, your options shrink dramatically. The earlier you act, the more choices you’ll have. Whether it's through setting up a payment plan, applying for exemptions, or selling before the auction, these strategies can help you stop a property tax sale and keep control of your future.

If you have questions, you need an expert on your side. Don't hesitate to schedule a call with us to get your free in-depth consultation.